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Special Perils Coverage

Special Perils Coverage / Optional Motor Insurance Coverage Extensions
Is an optional benefit that you could add on top of your Comprehensive Motor Polic - This benefit will pay for the damage to your vehicle arising from flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide, subsidence or sinking of the soil/earth or other convulsion of nature is involved.

The recent calamity in Penang which damaged some motor vehicles due to falling objects caused by the windstorm may NOT be payable unless the Comprehensive Motor Policy was extended to cover Special Perils.

Benefits of Special Perils Coverage:

  • Reimbursement for total loss of insured vehicle at full market value at the time of claim.
  • Damage to vehicle due to flood, windstorm, typhoon, volcanic eruption, earthquake, landslide or subsidence (Classified as Acts of God) will be covered as per sum insured stated in the comprehensive motor insurance policy.

Windscreen extension
tick blue This extension of insurance covers accidental breakage of windscreen/window glasses and will not affect vehicle NCD in the event of a replacement claim.

Named Drivers
It is advisable for Insured to add in either Additional Named Drivers (Private Use) or All Drivers (Company Registration) extension if the insured vehicle would be used by authorized individual(s) other than the Insured.